COBRA: Open Enrollment Guide

Open enrollment occurs annually and it is a time period in which companies renegotiate their benefit plans.  Since COBRA participants are part of the employer’s group health plans, they are thereby awarded the same rights at open enrollment as active employees.  During this time period, COBRA participants are able to switch from one group health plan to another and/or add or remove coverage for a family member.  When the time for open enrollment arrives, you will receive a notice from 24HourFlex with instructions.

 

Sample Open Enrollment Letter:

 

In the open enrollment notice, you will find a web address for the electronic form.  You must complete the form even if you are not making any changes to coverage.

 

Step 1:  Enter your information and the information of any dependents or spouses.  Select the CONTINUE button to proceed.

Step 2:  Select the desired MEDICAL plan or choose to decline the MEDICAL plan.  You may have more than one option for plan type.  Choose the plan and coverage level that you want, and decline the other plans.  Select the CONTINUE button to proceed.

Step 3:  Choose the desired DENTAL plan or choose to decline the DENTAL plan.  You may have more than one option for plan type.  Choose the plan and coverage level that you want, and decline the other plans.  Select the CONTINUE button to proceed.

Step 4:  Choose the desired VISION plan or choose to decline the VISION plan.  You may have more than one option for plan type.  Choose the plan and coverage level that you want, and decline the other plans.  Select the CONTINUE button to proceed.

Step 5:  Type your full name to confirm and authorize 24HourFlex to make changes to your plans.  Select the SUBMIT button to finalize.

Step 6:  Your open enrollment may include other plan options besides medical, dental, and vision.  Please complete those sections in the same manner as previous elements.  Otherwise, congratulations on completing your open enrollment.  You will receive confirmation once your form has been processed.

 

 

Other Helpful Topics:  What is COBRA?,  COBRA Timeline, COBRA: Login and Make Election, Making Your Monthly Premium Payments, COBRA: Portal Overview, COBRA: Qualifying Events, COBRA: Terminating Events, COBRA: Extensions,  COBRA: Open Enrollment Guide