1Cloud Software Transition

On Monday, November 10th, 24HourFlex transitioned to a new software platform called 1Cloud. This page should help answer all of your questions. If it doesn’t, let us know via email, live chat, or phone at 303-369-7886. 

Your Online Account

  • Where Do You Go?

    You can find your participant online account by visiting participant.24hourflex.com. All of your account information has been transferred to this new location and will be up-to-date with all of your transactions.

  • How Do You Log In?

    If you are logging in to your account for the first time, your username and password will follow this structure:

    Username: The first letter of your first name + your full last name + the last four digits of your social security number.
    Password: The last four digits of your social security number.

    For example, a participant with the name John Smith and a social security number of xxx-xx-1234 will have a username of JSmith1234 and a password of 1234.

    Once you have logged in to your account, you can update your password under the “Profile” tab.

Transferring Your HSA

  • How Do You Set Up Your New HSA with 24HourFlex?

    We have put together step-by-step instructions to help you set up a new HSA with 24HourFlex or transfer funds from a previous HSA to a new account on our HSA Transition Overview page.

  • Which Card Do You Use for Your HSA?

    If you have set up your HSA through 24HourFlex, you will use your red Benny card to access all of your funds for your HSA and FSA accounts.

    If you have set up your HSA through HSA Bank, you will use the purple card you received in the mail to access your HSA funds.

Resources to Learn About the New System

The Benny Card

Where is My Benny Card?

If you have not received your red Benny cards in the mail, first log in to your consumer portal at participant.24hourflex.com and confirm that the mailing address listed under “Profile” is correct. If the address is incorrect, edit the address to make the necessary corrections and then order new cards under the “Banking/Cards” tab. Your new cards should arrive within 7-10 business days of being ordered.

If you have confirmed that the mailing address in your consumer portal is correct and you still have not received your red Benny cards, contact us via email or phone at 303-369-7886 and we will ensure that you receive your cards.

Why Did I Receive Two Benny Cards?

The first card is for you, and the second card is for your spouse or dependent to use. If you do not need a second card, you may either store it in a safe place or destroy it. As always, if you need to order extra cards, you can do so through the new participant portal.

Both cards will have your (the participant’s) name on them. Your spouse or dependent should sign his/her name on the back of his/her card. Even though your name is on the front, it is actually the signature on the back that matters per the cardholder agreement with VISA, and your spouse/dependent can use the card to pay for their medical expenses.

How Do I Activate My Benny Card?

To activate your Benny card, simply call the number on the sticker that came on the front of your card at 1-866-898-9795. You will need to enter your 16-digit card number and the last four digits of the primary account holder’s social security number. Upon completion of this activation process, your card will be immediately activated and ready to use!

Can I Still Use My Blue 24HourFlex Debit Card?

No, all blue 24HourFlex debit cards were permanently deactivated as of November 3, 2014. Only red Benny cards will be available for use from now on.

When Do I Have to Submit a Receipt?

In general, any expense that does not have a dollar amount equal to a co-pay or a multiple of a co-pay will require you to submit receipts. For every expense that requires receipts, we will send a reminder via email or letter the day after a card transaction occurs that will give instructions on how to submit the necessary documentation.

If you want more information about what these reminders look like, want to know when these reminders will come, or have questions about the follow-up process for Benny card use, click here.

Why Was My Benny Card Suspended?

There are three most common reasons why a card may be suspended:

(1) Receipts for a qualified purchase are overdue

(2) Card was used to pay for an ineligible expense

(3) Additional and/or more specific documentation is needed to verify a card purchase

In all of these situations, you will receive multiple reminders via email or letter giving information on deadlines and the correct course of action to resolve the issue. If you would like a more detailed explanation of the reminders you should receive and the follow-up process for debit cards, click here.

If you are still unsure why your card has been suspended, please contact our support team via email or phone, and we would be happy to help you.